The Toolkit

Free calculators to plan your path to financial independence.

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Featured Tool

Portfolio vs. VTI Calculator

Upload your brokerage CSV or enter trades manually. We replay every buy and sell as if the same dollars had gone into VTI on the same days — then show you the gap. The truth, in dollars and percentages.

CSV import Runs in your browser Per-symbol alpha Robinhood / Vanguard / Fidelity / Schwab
Open the tool

Compound Interest Calculator

See the power of consistent investing. Default return rate based on VTI historical performance.

Future Value
$0
$0
Contributed
$0
Growth

Coast FIRE Calculator

Find out if you can stop saving and let compounding do the rest.

Your Coast FIRE Number
$0

Coast FIRE assumes 10% average annual growth. Once your savings reach the Coast number, they will compound to your FIRE number by retirement age without additional contributions.

When Can I Retire?

Calculate your financial independence date using the 4% rule.

Time to Financial Independence
0 years

Based on the 4% safe withdrawal rate and 10% historical market returns. Actual results will vary based on market conditions, inflation, and individual circumstances.

Disclaimer: These calculators are for educational purposes only. They use simplified assumptions and historical averages. Actual investment results will vary. Consult a qualified financial advisor for personalized advice.