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The Blog

Weekly market commentary through the VTI & Chill lens. No panic. No hype. Just data.

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Philosophy April 3, 2026 5 min read

Buy. Hold. Chill. — The Only Investment Strategy You'll Ever Need

Investor A obsesses over every market move. Investor B buys index funds and ignores the noise. Guess who wins?

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Market Update March 24, 2026 5 min read

Q1 2026 Portfolio Check-In: Stay the Course

Markets pulled back 8% from January highs. Here's why that's perfectly normal — and why we're not changing a thing.

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Education March 17, 2026 8 min read

VTI vs. VOO: Which Is Actually Better?

The differences are smaller than you think. We break down total market vs. S&P 500 indexing with data.

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Book Review March 10, 2026 6 min read

Review: "The Simple Path to Wealth" by JL Collins

The book that started it all. Why this 2016 classic is still the best first investing book you can read.

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Deep Dive March 3, 2026 10 min read

Paul Merriman's 2025 Best-in-Class ETFs Explained

Why Avantis dominates Merriman's latest recommendations, and what changed from previous years.

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Behavior Feb 24, 2026 7 min read

The Psychology of Staying the Course

Why your biggest investing risk isn't the market — it's your own behavior. Lessons from behavioral finance.

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Strategy Feb 17, 2026 9 min read

The Small-Cap Value Premium: Real or Dead?

Skeptics say the value premium has been "arbitraged away." The data tells a different story.

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